A savings bank is a financial institution whose primary purpose is accepting savings deposits and paying interest on those deposits. They originated in Europe during the 18th century with the aim of providing access to savings products to all levels in the population. Often associated with social good, these early banks were often designed to Sparkasse is great, because they have ATMs everywhere. BUT: Your sparkasse is one of 365 in Germany. They are all different banks, though being one big group. While you can use any of theirs ATMs for free, you can not walk into a different Sparkasse and talk with them about your account etc. Also, Sparkasse is quite pricey. KeyBank offers several checking and savings account options, certificates of deposit (CDs), loans, credit cards and investment services. As a customer, you can access your accounts through the This bank has staff highly unfriendly, incompetent, criminal minded, racist , on top of that poor customer service with zero action on complaints. Date of experience: October 09, 2022. Useful. Share. Read 1 more review about Erste Bank und Sparkasse. MP Lucero. 4.5. NerdWallet rating. Like an increasing number of banks, Discover Bank doesn’t charge a fee for overdrafts. If you don’t have enough money in your account to cover a purchase, and you’ve Customer support is available via phone by calling 1-800-935-9935. You also can get help by messaging Chase on Facebook, or Twitter at @ChaseSupport. For those looking for local banking support Marcus by Goldman Sachs is an online bank that offers a savings account and multiple terms of CDs. Marcus is known for offering competitive rates on its savings products, including a savings 4.0. NerdWallet rating. The bottom line: The FDIC-insured American Express National Bank is an online bank that offers competitive accounts. Its savings account has a solid annual percentage yield 1FcKgZ.